/* Silvergate v2 — navy / white / gray. Brass appears only inside the logo. */
:root{
  --navy:#0F1F33; --navy-2:#1A2E48; --ink:#1F2933; --gray-700:#4A5563; --gray-500:#596273; --gray-300:#D2D7DE;
  --gray-100:#F2F4F7; --white:#fff; --line:#E3E7EC;
  --serif:'Cormorant Garamond',Georgia,'Times New Roman',serif; --sans:'Inter',system-ui,-apple-system,'Segoe UI',Arial,sans-serif;
  --radius:4px; --wrap:1180px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;font:400 1.0625rem/1.7 var(--sans);color:var(--ink);background:var(--white)}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--navy-2)}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.12;margin:0 0 .55em;font-weight:600;letter-spacing:-.005em}
h1{font-size:clamp(2.5rem,5.4vw,4.1rem)}h2{font-size:clamp(1.9rem,3.3vw,2.6rem)}h3{font-size:1.55rem}
p{margin:0 0 1.05em}
.wrap{width:min(var(--wrap),100% - 48px);margin-inline:auto}
.narrow{width:min(780px,100% - 48px)}
:focus-visible{outline:3px solid #2F6FEB;outline-offset:3px}
.skip-link{position:absolute;left:12px;top:-60px;background:var(--navy);color:#fff;padding:10px 16px;z-index:100;border-radius:var(--radius)}
.skip-link:focus{top:12px;color:#fff}
main:focus{outline:none}
.ph{color:var(--gray-500);font-style:italic}
/* utility + masthead */
.utility{background:var(--navy);color:#C9D1DB;font-size:.82rem}
.utility a{color:#fff;text-decoration:none}.utility a:hover{text-decoration:underline}
.utility-in{display:flex;justify-content:space-between;gap:16px;padding:8px 0;flex-wrap:wrap}
.site-header{position:sticky;top:0;z-index:40}.masthead{background:#fff;border-bottom:1px solid var(--line)}
.masthead-in{display:flex;align-items:center;justify-content:space-between;min-height:84px;gap:24px}
.logo img{width:236px}
.site-nav{display:flex;align-items:center;gap:28px}
.site-nav ul{display:flex;gap:22px;list-style:none;margin:0;padding:0}
.site-nav ul a{font-size:.9rem;font-weight:500;color:var(--ink);text-decoration:none;padding:6px 0;border-bottom:2px solid transparent}
.site-nav ul a:hover{border-color:var(--gray-300)}
.site-nav ul a[aria-current="page"]{border-color:var(--navy);color:var(--navy);font-weight:600}
.menu-btn{display:none;align-items:center;gap:10px;background:none;border:1px solid var(--gray-300);border-radius:var(--radius);padding:9px 14px;font:600 .9rem var(--sans);color:var(--navy);cursor:pointer}
.menu-btn-bars,.menu-btn-bars::before,.menu-btn-bars::after{display:block;width:18px;height:2px;background:var(--navy);position:relative}
.menu-btn-bars::before,.menu-btn-bars::after{content:"";position:absolute;left:0}.menu-btn-bars::before{top:-6px}.menu-btn-bars::after{top:6px}
/* buttons/links */
.button{display:inline-block;font:600 .95rem var(--sans);text-decoration:none;padding:14px 26px;border-radius:var(--radius);border:1.5px solid transparent;cursor:pointer;transition:background .15s,color .15s}
.button-solid{background:var(--navy);color:#fff}.button-solid:hover{background:var(--navy-2);color:#fff}
.button-light{background:#fff;color:var(--navy)}.button-light:hover{background:var(--gray-100);color:var(--navy)}
.nav-cta{padding:11px 18px;font-size:.88rem}
.text-link{font-weight:600;text-decoration:none;color:var(--navy);border-bottom:1.5px solid var(--gray-300);padding-bottom:2px}
.text-link:hover{border-color:var(--navy)}
.kicker{font:600 .76rem/1.4 var(--sans);letter-spacing:.18em;text-transform:uppercase;color:var(--gray-500);margin-bottom:1.1rem}
.kicker-light{color:#AEB8C5}
/* hero */
.hero{padding:clamp(56px,8vw,104px) 0;border-bottom:1px solid var(--line)}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:64px;align-items:center}
.hero-lead{font-size:1.2rem;color:var(--gray-700);max-width:34em}
.hero-actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin-top:2rem}
.hero-panel{position:relative;aspect-ratio:4/5;background:var(--navy);border-radius:var(--radius);display:grid;place-items:center;overflow:hidden}
.gate-lines{position:absolute;inset:0;background:repeating-linear-gradient(90deg,transparent 0 46px,rgba(210,215,222,.14) 46px 48px);mask-image:linear-gradient(to bottom,transparent,#000 30%,#000 80%,transparent)}
.hero-panel img{position:relative;width:132px;height:132px}
/* intro (inner pages) */
.intro{padding:clamp(52px,7vw,92px) 0 clamp(40px,5vw,64px);border-bottom:1px solid var(--line);background:linear-gradient(180deg,var(--gray-100),#fff)}
.intro-grid{max-width:860px}.intro-lead{font-size:1.18rem;color:var(--gray-700);margin:0}
/* bands */
.band{padding:clamp(56px,7vw,96px) 0}
.band-gray{background:var(--gray-100)}
.band-navy{background:var(--navy);color:#D7DEE6}.band-navy h2{color:#fff}
.section-top{max-width:720px;margin-bottom:2.6rem}.section-lead{color:var(--gray-700);font-size:1.1rem}
.statement p{font-family:var(--serif);font-size:clamp(1.5rem,2.6vw,2.1rem);line-height:1.35;color:var(--navy);max-width:30em;margin:0}
/* pillars */
.pillars{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}
.pillar{padding:32px 32px 8px 0;border-right:1px solid var(--line)}.pillar+.pillar{padding-left:32px}.pillar:last-child{border-right:0}
.pillar-tag{display:block;font:600 .8rem var(--sans);letter-spacing:.14em;color:var(--gray-500);margin-bottom:18px}
.pillar p{color:var(--gray-700)}
/* layout helpers */
.split{display:grid;grid-template-columns:1fr 1fr;gap:72px;align-items:center}
.split-wide{grid-template-columns:1.2fr .8fr}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}
.two-col-bio{grid-template-columns:.8fr 1.2fr;align-items:start}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.check-list{list-style:none;margin:0;padding:0}
.check-list li{position:relative;padding:12px 0 12px 30px;border-bottom:1px solid var(--line)}
.check-list li::before{content:"";position:absolute;left:2px;top:21px;width:12px;height:6px;border-left:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(-45deg)}
.check-list-light li{border-color:rgba(255,255,255,.14);color:#fff}.check-list-light li::before{border-color:#C9D1DB}
.quote-card{border-left:3px solid var(--navy);padding:8px 0 8px 32px}
.quote-card p{font-family:var(--serif);font-size:1.9rem;line-height:1.3;color:var(--navy);margin-bottom:.6em}
.quote-card span{font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gray-500)}
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,1fr);gap:28px;counter-reset:step}
.steps li{counter-increment:step;background:#fff;padding:28px;border-top:3px solid var(--navy)}
.steps li::before{content:counter(step,decimal-leading-zero);display:block;font:600 .8rem var(--sans);letter-spacing:.14em;color:var(--gray-500);margin-bottom:12px}
.steps h3{font-size:1.4rem}.steps p{margin:0;color:var(--gray-700);font-size:.98rem}
.tile{background:#fff;padding:30px;border:1px solid var(--line);border-radius:var(--radius)}
.tile p{margin:0;color:var(--gray-700)}
.feature{background:#fff;padding:34px;border:1px solid var(--line);border-radius:var(--radius)}
.band:not(.band-gray) .feature{background:var(--gray-100);border-color:transparent}
.feature p:last-child{margin-bottom:0}.feature p{color:var(--gray-700)}
.feature-lg h2{font-size:2rem}
.side-card{background:var(--gray-100);padding:32px;border-radius:var(--radius)}
.side-h{font:600 .8rem/1.4 var(--sans);letter-spacing:.14em;text-transform:uppercase;color:var(--gray-500);margin:0 0 14px}
.note{font-size:.92rem;color:var(--gray-700);background:#fff;border-left:3px solid var(--navy);padding:10px 14px;margin-top:1rem}
.band:not(.band-gray) .note{background:var(--gray-100)}
.priority-list{margin:0;padding:0;list-style:none;counter-reset:pr;display:grid;grid-template-columns:repeat(2,1fr);gap:0 48px}
.priority-list li{counter-increment:pr;display:flex;gap:18px;align-items:baseline;padding:16px 0;border-bottom:1px solid var(--line);font-weight:500}
.priority-list li::before{content:counter(pr);font-family:var(--serif);font-size:1.6rem;color:var(--navy);min-width:24px}
.prose h2{margin-top:.2em}.prose h2:not(:first-child){margin-top:1.4em;font-size:1.7rem}
.draft-flag{display:inline-block;font-size:.8rem;font-weight:600;letter-spacing:.06em;text-transform:uppercase;color:#7A4B00;background:#FFF4DC;border:1px dashed #C99A3C;padding:4px 10px;border-radius:var(--radius)}
.photo-ph{aspect-ratio:4/5;background:repeating-linear-gradient(135deg,var(--gray-100) 0 12px,#E9ECF0 12px 24px);border:1px dashed var(--gray-300);display:grid;place-items:center;color:var(--gray-500);font-style:italic;border-radius:var(--radius)}
/* faq */
.faq-list details{border-bottom:1px solid var(--line)}
.faq-list summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:24px;padding:24px 0}
.faq-list summary::-webkit-details-marker{display:none}
.faq-list summary::after{content:"";flex:none;width:12px;height:12px;border-right:2px solid var(--navy);border-bottom:2px solid var(--navy);transform:rotate(45deg);transition:transform .2s;margin-right:4px}
.faq-list details[open] summary::after{transform:rotate(-135deg)}
.faq-q{font-size:1.45rem;margin:0}.faq-a{padding:0 0 22px;color:var(--gray-700);max-width:44em}
/* consult band */
.consult{background:var(--navy);color:#D7DEE6;padding:64px 0}
.consult h2{color:#fff;margin-bottom:.3em}.consult p{margin:0;max-width:36em}
.consult-in{display:flex;justify-content:space-between;align-items:center;gap:40px;flex-wrap:wrap}
.consult-actions{display:flex;flex-direction:column;align-items:flex-start;gap:12px}
.consult-phone{color:#fff;font-weight:500}.consult-phone:hover{color:#fff}
/* contact */
.contact-layout{display:grid;grid-template-columns:1.5fr .9fr;gap:64px;align-items:start}
.inquiry h2{font-size:2rem}
.field-row{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.field{margin-bottom:20px}
.field label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--ink)}
.req{font-weight:400;color:var(--gray-500);font-size:.85rem}
input,select,textarea{width:100%;font:400 1rem var(--sans);color:var(--ink);padding:12px 14px;border:1px solid #9AA4B2;border-radius:var(--radius);background:#fff}
input:focus,select:focus,textarea:focus{outline:3px solid #2F6FEB;outline-offset:1px;border-color:var(--navy)}
[aria-invalid="true"]{border-color:#B42318;box-shadow:0 0 0 1px #B42318}
.alert{background:#FEF3F2;border:1px solid #FDA29B;color:#912018;padding:12px 16px;border-radius:var(--radius);margin-bottom:20px;font-weight:500}
.trap{position:absolute!important;left:-10000px;width:1px;height:1px;overflow:hidden}
.inquiry{position:relative}
.fine{font-size:.88rem;color:var(--gray-700);margin-top:14px}
.contact-info{border-left:1px solid var(--line);padding-left:40px}
.info-block{margin-bottom:28px}.info-block p{margin:0}
/* footer */
.colophon{background:#0B1727;color:#B9C3CF;padding:64px 0 0;font-size:.93rem}
.colophon a{color:#fff;text-decoration:none}.colophon a:hover{text-decoration:underline}
.colophon-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.3fr;gap:40px}
.colophon-brand img{width:258px;margin-bottom:16px;background:#0F1F33}
.colophon-h{font:600 .76rem var(--sans);letter-spacing:.16em;text-transform:uppercase;color:#8D99A8;margin:0 0 14px}
.colophon ul{list-style:none;margin:0;padding:0}.colophon li{margin-bottom:8px}
.colophon .ph{color:#8D99A8}
.colophon-base{display:flex;justify-content:space-between;gap:16px;border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding:20px 0;font-size:.84rem;flex-wrap:wrap}
.colophon-base p{margin:0}
/* responsive */
@media (max-width:1100px){
  .menu-btn{display:inline-flex}
  .site-nav{display:none;position:absolute;left:0;right:0;top:100%;background:#fff;border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px 24px 24px;gap:12px;box-shadow:0 16px 32px rgba(15,31,51,.08)}
  .site-nav.is-open{display:flex}
  .site-nav ul{flex-direction:column;gap:0}.site-nav ul a{display:block;padding:14px 0;border-bottom:1px solid var(--line)}
  .site-nav ul a[aria-current="page"]{border-bottom-color:var(--line);box-shadow:inset 3px 0 0 var(--navy);padding-left:12px}
  .nav-cta{text-align:center}
  .masthead-in{position:relative}
}
@media (max-width:960px){
  .hero-grid,.split,.split-wide,.two-col,.two-col-bio,.contact-layout{grid-template-columns:1fr;gap:40px}
  .hero-panel{aspect-ratio:16/9;max-height:280px}
  .pillars,.grid-3{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr}
  .pillar,.pillar+.pillar{padding:28px 0;border-right:0;border-bottom:1px solid var(--line)}
  .colophon-grid{grid-template-columns:1fr 1fr}
  .contact-info{border-left:0;padding-left:0;border-top:1px solid var(--line);padding-top:32px}
  .two-col-bio .photo-ph{max-width:320px}
}
@media (max-width:640px){
  .utility-in>span:first-child{display:none}
  .logo img{width:190px}
  .pillars,.grid-3,.grid-2,.steps,.field-row,.priority-list,.colophon-grid{grid-template-columns:1fr}
  .field-row{gap:0}.feature,.tile,.side-card{padding:24px}
  .consult-in{flex-direction:column;align-items:flex-start}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}
.portrait img{width:100%;height:auto;border-radius:var(--radius);object-fit:cover;aspect-ratio:4/5}
@media (max-width:960px){.portrait{max-width:320px}}